Box art - Cyberpunk 2077

Cyberpunk 2077 Paid in Full | Should you pay debt to Viktor?

There are many side quests in Cyberpunk 2077, and several of them require you to make a choice. Such is the case with Paid in Full, an early side quest that has you dealing with a character named Viktor. V owes this man money, and you’ll have to decide whether or not to pay your debt to Viktor. What consequences does this choice have down the line? Read on to find out.

Should you pay your debt to Viktor in Paid in Full?

Should you pay your debt to Viktor in Paid in Full?

During the Paid in Full quest, you’ll be given a choice whether or not to pay off your debt to Viktor. While you’re not required to pay, doing so will allow you to use Viktor as a Ripperdoc later in the game. Otherwise, there are no consequences if you choose not to pay the debt.

As in-game choices go, this one is pretty minor. Viktor’s services aren’t required to complete the game. Besides, there are several other places in Night City to get loaded with Cyberware. If you change your mind, you can always come back and pay him the 21,000 eddies at a later time. We can help with that: Check our guide to learn more about how to farm Eurodollars quickly.

Basically, you should only pay your debt to Viktor if you already have the money and don’t need it for something else. When you elect to pay him back, he’ll even ask if you’re sure. Whether or not your debt weighs on your conscious is entirely up to you. Or, perhaps more accurately, V.

With that said, Viktor’s Clinic does have a few good wares in stock. You’re unlikely to be able to afford them early in the game, but you will be able to pick up mods like Titanium Bones or the legendary Dynalar Sandevistan Mk.4 Cyberdeck.

Don’t worry too much about paying your debt to Viktor. 21,000 Eurodollars is a lot of cash early on, and you can always pay him back later if you want. If you don’t, the only consequence is that you won’t be able to use his services as a Ripperdoc.