Unlimited credits: Star Trek: Starship Creator
PC
Create a new ship using as many credits as possible. Use the "Export Ship" option after building is completed. Return to the Main Menu and restart the game using a new Admiral name. Return to the fleet screen and use the "Import Ship" option to retrieve the newly created ship. De-commission the ship after it is added to the fleet to gain its value in credits. Repeat this process to accumulate an unlimited number of credits.
Thanks to Revolution readers Christopher Dean and TerranRich!
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