How does the Xbox Series X payment plan work?

How does the Xbox Series X payment plan work? Microsoft has finally revealed launch details for the Xbox Series X and Xbox Series S and how Xbox All Access works — we’ve got the answers you’re looking for!

What do you get with the Xbox Series X payment plan?

Xbox Series X payment plan Series S Xbox All Access back to back

The Xbox Series X payment plan operates on a simple principle: it’s easier to pay off a console over several months than buying it outright. The Xbox All Access program lets you do exactly that and it’s just gotten an upgrade.

What do you get with the Xbox Series X payment plan?

  • An Xbox Series X, Xbox Series S, or Xbox One S console (depending on which tier you purchase)
  • 24 months of Xbox Game Pass Ultimate
  • An 18-month console upgrade option for the Xbox One S bundle

Signing up isn’t too difficult, but Microsoft isn’t exactly handing out consoles like candy, either. Take a look at the fine print on the Xbox All Access page:

^With approval of Citizens One Line of Credit at 0% APR and 24-month term. Subject to individual credit approval. Total payment amount from $599.76; taxes, shipping, and other charges are extra and may vary (estimated retail price with Xbox Series S console; prices will vary by console and retailer). See Citizens One Line of Credit Agreement at https://www.citizensone.com/XAA for full terms and conditions.

In short, you’re signing up for a line of credit. If you have bad credit or no credit, you may not be able to get Xbox All Access.

What does the Xbox Series X payment plan cost?

Xbox Series X payment plan Series S Xbox All Access breakdown

The Xbox Series X payment plan is actually pretty reasonable. Here’s what it will cost you for each of the three versions of the bundle:

Xbox Series X Payment Plan | Xbox All Access Xbox Series X Bundle

  • $34.99/month for 24 months (plus taxes, shipping, and other charges)

Xbox Series S Payment Plan | Xbox All Access Xbox Series S Bundle

  • $24.99/month for 24 months (plus taxes, shipping, and other charges)

Xbox One S Payment Plan | Xbox All Access Xbox One S Bundle

  • $22.99/month for 24 months (plus taxes, shipping, and other charges)