Box art - Animal Crossing: New Horizons

What is the Animal Crossing: New Horizons Bank of Nook interest rate?

There are lots of ways to earn Bells in Nintendo’s Animal Crossing: New Horizons. The fictional form of currency can then be used to purchase a variety of goods and services, just like in real life, or, for the savvy savers amongst us, stored safely in a bank. Is there actually any benefit to using the ABD service at in-game Nook Stop terminals, however? Here’s what you need to know about the Animal Crossing: New Horizons Bank of Nook interest rate.

How much interest from the Bank of Nook in Animal Crossing: New Horizons?

Animal Crossing: New Horizons Bank of Nook interest rate

Yes! It might take a while to reap the rewards, though at the end of each real-world month Animal Crossing: New Horizons players with savings will receive in-game mail notifying them about earned interest.

ALSO: Are my trees dying in Animal Crossing: New Horizons?

Below we’ve detailed how much interest you can expect to earn in Animal Crossing Nintendo Switch if you should opt to bank with Tom Nook.

What is the Animal Crossing: New Horizons Bank of Nook interest rate?

Animal Crossing: New Horizons Bank of Nook interest rate

Mr. Nook is notorious for his money-grubbing ways, so it shouldn’t come as much of a surprise to hear that the Animal Crossing: New Horizons Bank of Nook interest rate is pretty low. After saving 100,000 Bells via the Nook Stop ABD service, we received a measly 500 Bells in interest — that’s a 0.5% return on the investment, for those keeping scores.

Still, it’s better than nothing at least, so here’s how you can start earning interest in Animal Crossing New Horizons:

How to earn interest in Animal Crossing: New Horizons

  • Visit the Resident Services tent/building
  • Access the Nook Stop multimedia terminal
  • Select the “ABD” service
  • Select “Deposit”
  • Enter the amount of Bells you’d like to transfer, then press “+” to confirm
  • Leave your Bells alone to accumulate interest
  • You’ll gain a 0.5% return on your savings each real-world month

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